HomeMy WebLinkAbout2012-099-1694 - Amending Section 5 of the Housing Program Policies 1515 NW 167 Street, Building 5 Suite 200 Miami Gardens, Florida 33169 City of Miami Gardens Agenda Cover Memo Council Meeting Date: July 11, 2012 Item Type: (Enter X in box) Resolution Ordinance Other X Fiscal Impact: (Enter X in box) Yes No Ordinance Reading:(Enter X in box) 1 st Reading 2 nd Reading X Public Hearing:(Enter X in box) Yes No Yes No X Funding Source: N/A Advertising Requirement:(Enter X in box) Yes No X Contract/P.O. Required: (Enter X in box) Yes No RFP/RFQ/Bid #:N/A X Strategic Plan Related (Enter X in box) Yes No Strategic Plan Priority Area: Enhance Organizational Bus. & Economic Dev Public Safety Quality of Education Qual. of Life & City Image Communication Strategic Plan Obj./Strategy: (list the specific objective/strategy this item will address) N/A X Sponsor Name Dr. Danny O. Crew, City Manager Department:Community Development Short Title: A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF MIAMI GARDENS, FLORIDA, AMENDING SECTION 5 OF THE MIAMI GARDENS HOUSING PROGRAM POLICIES ; PROVIDING FOR THE ADOPTION OF REPRESENTATIONS; PROVIDING FOR AN EFFECTIVE DATE. Staff Summary: Background On December 13, 2006, the City Council approved the City of Miami Gardens Housing Program Policies, which were developed by the Department of Community Development (CD) to establish and administer various Housing Programs. Since that time, the City has received additional funding from various sources, requiring amendments to the City’s Housing Policies. Such amendments we re reflected in the most recent versions, approved by City Council on July 22, 2009, December 9, 2009, and July 28, 2010. ITEM K-4) CONSENT AGENDA RESOLUTION Exterior Safeguard Program
1515 NW 167 Street, Building 5 Suite 200 Miami Gardens, Florida 33169 As a reminder, the purposes of the Housing Program Policies are: To ensure the City’s compliance with the requirements of the various funding sources To achieve program effectiveness, including consistency and fiscal responsibility Since 2007, CD has successfully completed 158 housing rehab projects. This number amounts to approximately 32 houses per year. A significant portion of the funding for this program came from the federally funded Disaster Recovery Initiative (DRI) and State Housing Initiatives Partnership (SHIP) Program Funds received from State of Florida. Despite this notable accomplishment, this number of rehab projects represents only a fraction of the need in the community. Demand for this program continues to be very high and far surpasses the City’s financial resources with which to address the need. Current Situation Over the past two years, the City has seen significant funding cuts to its CDBG allocations; a 16.7% reduction in the 2011 ‐12 and a 25.3% reduction for the 2012 ‐13 program years. Additionally, the City’s DRI Funds have been fully expended; and the State is not anticipated to continue funding the SHIP Program. Based on this trend, City Staff expects future funding to continue to decline as well. Therefore, the City must be creative with the reduced funds it will receive. In anticipation of limited financial resources to fund the Housing Rehabilitation Program, City Staff conducted a survey of other similar programs being implemented throughout the country. Staff found that many municipalities focus their rehab services on one or two major activities such as roofs, shutters, and doors in order to make a larger impact on the housing stock in the community. Additionally, many of these programs provide assistance in the form of a repayable loan. As a result of this survey, City Staff is recommending the following changes to the City’s Housing Program Policy: 1) Limit the focus of housing rehabilitation activities to exterior improvements such as roofs, shutters and doors 2) Adoption of a 0% repayment schedule for approved homeowners; the length of time over which the loan is amortized will range from 5 ‐10 years, and will depend on the household’s income level and the total amount of the loan 3) Utilize specialty trade contractors for the limited work scope (instead of general contractors), thus reducing the total cost of repairs By limiting the scope of the work, and by requiring a repayment of the loan amount, the City will reduce the amount of assistance needed for each home and recycle funds, thereby allowing the City to continue to assist more low ‐to ‐moderate income homeowners.
1515 NW 167 Street, Building 5 Suite 200 Miami Gardens, Florida 33169 Homeowner’s monthly payments will range from $30.00 to $125.00 (loans for homeowners earning less than 50% of area median income will be forgivable after 5 years). Payment amounts will also depend on the term of the loan. An Invitation To Bid (ITB) will be issued to solicit vendors from the specified trades. Every effort will be made to give priority to local vendors in each of the previously mentioned trades. Local vendors who respond to the ITB will be given priority during the selection process. The cost for the home repairs will be set by City Staff at reasonable industry and manufacturer pricing. The selected vendors will be awarded projects on a rotation basis. City Staff recommends amending Section 5 of the Housing Program Policies, which includes language that will authorize the City Manager in carrying out this program. Proposed Action: That the City Council approve the attached resolution. Attachment: Section 5 of the Housing Program Policies
Housing Rehabilitation Program Under the Housing Rehabilitation Program, the City of Miami Gardens provides assistance of up to $35,000.00 to qualified applicants requiring necessary repairs. This program is limited to persons or households whose total household income does not exceed 80% to 120% of AMI. (Please see Section 2 for the definition of AMI.) This assistance is subject to funding availability. Per City Council’s approval of Resolution # dated July 11, 2012 the City will be performing Tier 1 rehabilitation work only. Loan Terms The City’s funding will be provided in a repayable loan form. The repayment will be used to recycle the funding for future applicants. The assistance will be provided as a five (5) – ten (10) repayable loan that will be satisfied at maturity provided that occupancy requirements are met. The repayment will consist of sixty (60) – one hundred and twenty (120) equal monthly installments with zero percent (0%) interest. Payments will commence on the first day of the month following the closing of the loan . The Loan Rr ecipient will receive payment remitting instructions upon closing. Payments received will be considered Program Income and used to carry out activities under the same program. The payment amounts will be calculated as follows: i. Applicants earning fifty (50%) or less of AMI will not have to repay the assistance provided, it will remain in the form of a five (5) year forgivable loan, ii. Applicants earning between fifty (50%) – eighty (80%) of AMI will repay the assistance provided in the form of a five (5) – ten (10) year loan Security Assistance is provided as a five (5) year deferred payment loan with a recapture provision that requires the recipient occupy the property throughout the five years following receipt of assistance. Upon maturity, the City’s loan converts to a grant and is thereby forgiven. This provision is clearly disclosed on the Promissory Note to be executed by the applicant and secured with a mortgage lien placed on the property. In the case of the death of the homeowner, the heirs can assume the indebtedness, provided they have been certified as income eligible by the City, and that they reside in the house as their primary residence. Otherwise, the total principal and all accrued interest will be due immediately. Assistance is provided with a recapture provision. This provision is clearly disclosed on the Promissory Note/s to be executed by the applicant. The Promissory Note is thereby secured with a mortgage lien placed on the property .. Assistance is provided by the following: Section 5 Formatted: No bullets or numbering Formatted: Numbered + Level: 1 +Numbering Style: i, ii, iii, … + Start at: 1 +Alignment: Right + Aligned at: 1.13" + Tab after: 1.38" + Indent at: 1.38"
Page 2 A pproved 07/28/2010 Reso2010 ‐1281309 iii. Applicants with fifty (50%) or less of AMI (Please see Section 2 for the definition of AMI)will not have to repay for the assistance provided, it will remain in the form of a five (5) year forgivable loan term, iv. Applicants with fifty (50%) – eighty (80%) of AMI will repay for half of the assistance provided with monthly installment payments at zero percent (0%) interest in the form of a five (5) – ten (10) year loan term and the other half will remain in the form of a five (5) – ten (10) year forgivable loan term, v. Applicants with eighty (80%) – one hundred and twenty (120%) of AMI will repay for the assistance provided in full with monthly installment payments at zero percent (0%) interest in the form of a five (5) – ten (10) year loan term, The assistance under this program includes a With provision that requires that the recipient occupy the property throughout the five (5) – ten (10) year loan period following receipt of assistance. Upon maturity, the City will satisfy the loan. This provision is clearly disclosed on the Promissory Note to be executed by the applicant and secured with a mortgage lien placed on the property. In the case of the death of the homeowner, the heirs can assume the indebtedness, provided they have been certified as income eligible by the City, and that they reside in the house as their primary residence. Otherwise, the total principal will be due immediately. Inspection and Specification of Work All Rehabilitation and Replacement loans will require an inspection of the home to be carried out by an approved and licensed inspector contracted by the Department. The cost of the inspection and the preparation of the Specification of Work Report will be paid from the loan proceeds. The Inspector will meet with the homeowner and inspect the residence for repairs needed for the health, safety or sanitary conditions of the home. The Inspector will also review for violations of Housing Quality Standards (HQS), as well as Florida Building Code. The Tier System will be used to determine the priority of the repairs needed. The Inspector will prepare a Specification of Work Report that will be reviewed and approved by the homeowner prior to it being released to the contractors. The Report will not be approved and finalized by the Department until after the Bid closing deadline. The Inspector will schedule and invite the contractors to a Pre ‐Bid Meeting. Attendance at the Pre ‐Bid Meeting is mandatory. Contractors not attending are disqualified from participating. The inspector will collect names and signature of those in attendance and will conduct the meeting by explaining the Specification of Work Report, answering questions and addressing concerns. After the Pre ‐Bid Meeting, the Inspector will provide the Department with a Specification of Work Report as provided to the contractors, a Specification of Work Report with his line item cost estimate and the sign in sheet from the Pre ‐Bid Meeting. He will also provide pictures to reference the items on the Report. Eligible Repairs The Specification of Work report will be based on a Tiered System. This System was developed to provide a guide by which needed repairs are identified and to ensure adherence of the City’s Housing Rehabilitation Standards and Housing Quality Standards as per 24 CFR 982 . Priority will be Formatted: Normal, Left, Indent: Left: 0"
Page 3 A pproved 07/28/2010 Reso2010 ‐1281309 given to hardening and mitigation as well as returning homes to their original form if a non ‐conforming unit exists. Per City Council Resolution No. ______, only Tier 1 repairs will be performed under the Housing Rehabilitation Program. Tier I Roof Windows Exterior Doors Shutters Tier II Windows Smoke and Gas Alarm System Electrical System Plumbing Tier III Exterior Paint & Structural Repair Bathroom Fixture Replacement Kitchen Cabinet Replacement Air Conditioning Replacement Contractor Participation Contractor’s wanting to participate in the City’s Housing Programs must be approved through the City’s Procurement Department. In addition, the Department will perform an assessment to confirm the contractor’s eligibility. This includes confirming that they have not been suspended or debarred by U.S. HUD or any other Federal Executive Branch Agency. If so, they will be excluded from participation in the program. The Department will also verify with the State of Florida Department of Business and Professional Regulation for any complaint history associated with the applicant’s license. If a complaint were to exist, the particulars will be reviewed by staff and a recommendation will be made to the Department Director as to whether to approve or deny the contractor’s request for participation. The Department’s decision will be made in writing to the applicant with copy to the Procurement Department. The Department will maintain a current listing of approved contractors that will be utilized to seek bids for the Housing Programs. The list will also be made available to City residents on the Department’s website. The contractors will be responsible for updating their insurance and licensing information as required. All contractors must have an operating fax and/or e ‐mail address. Approved Contractors are expected to actively participate in the bidding process. Those who are unresponsive to 3 or more bid invitations could be denied continued program participation. In situations such as this, contractors will receive formal notification from the Department advising of their removal from the Approved Contractor Listing. Contractors requesting to be reinstated must provide a written explanation, updated license and insurance information. The Department will reinstate contractors at the Department’s discretion. Any changes in policy or procedure related to the housing programs will be communicated to the contractors via a Program Directive. Bidding Process
Page 4 A pproved 07/28/2010 Reso2010 ‐1281309 Tier 1 Rehabilitation : The procurement of the vendors will be limited to the specific trades versus utilizing General Contractors. The cost of the replacement units will be set by Staff at reasonable competitive pricing. The vendors will be awarded projects on a rotation basis. All other tiers: All bids will be made available through a formal process carried out by the Department who utilizes a procurement service such as DemandStar, which will make these bidding opportunities available to all interested parties. The Department will be responsible for all the aspects of the posting, collecting and tallying the bids submitted. In addition, they will review the submittals for required licensing and insurances. All eligible contractors will be invited to attend Pre ‐Bid meetings held by a City appointed Inspector at the applicants’ homes. Pre ‐Bid Meetings are mandatory, contractors can only submit bids if they attend the meeting. At times, depending on the program specifications, invitations to bid could be sent directly by the Department to specific contractors based on licensing or trade specialties. When this is the case, Pre ‐Bid meetings will be held at the Department’s discretion but contractors will continue to be subject to the remainder of the eligibility components. The eligibility to be awarded a bid will be subject to various components such as the number of projects underway, bid response, Performance Scorecard Ratings, contractor capacity, new contractor status, etc. The Department reserves the right to deny a contractor from bidding if they are currently working on a project where the Department believes the contractor’s performance is lacking or is perceived to not meet the timeline imposed by the contract. At the pre ‐bid meetings, contractors will be provided with the approved Specification of Work Report that will detail the work to be completed for that particular project. Contractors will be given a deadline to submit their bids. All bids should be presented in a sealed envelope labeled with the project number, name, address and submitters company name. If a Specification for Work Addendum is issued on a project, the bid package must include the Addendum. Failure to include the Addendum will disqualify a bid from being considered for award as will the failure to complete the bid in its entirety. A minimum of 3 responsible bids will be required per project. If less than 3 bids are received, the Specifications of Work Report could be amended and re ‐sent to all contractors who originally attended the Pre ‐Bid meeting. In the event that the project is re ‐bid and 3 bids are not received, the Department will notate the file to show the attempts and proceed with the bids received. (In an emergency situation where a condition is deemed unsafe by either the Inspector or the City’s building official, this requirement may be waived by the Director.) Upon the expiration of the established Bid Deadline, the Department will notify participating contactors of the time and place of the Bid Opening. The Bids will be opened in the presence of two staff members. The bidder names and corresponding amount will be read aloud. The results will then be itemized on a Bid Result Report. Award shall be based on the information submitted only, no changes, additions or deletions will be permitted after the bids are accepted by the Department. The lowest responsible and responsive bidder will be selected. The Bid Result Report will be noted with the decision and supporting documentation kept in the Loan File. The homeowner will sign the final version of the Bid Result Report, further indicating their approval of the contractor selection. Exception to this policy rests with the City Manager. The Department reserves the right to revise the Specification of Work Report if the lowest responsible bid exceeds the program maximum amount. The Tier System will be used to determine Formatted: Font: Bold Formatted: Indent: Left: 0.25"Formatted: Font: Bold
Page 5 A pproved 07/28/2010 Reso2010 ‐1281309 what items must be removed or revised. The Report will be revised prior to the loan closing and provided to all interested parties. Contractors can requests copies of the bid packages after a project is awarded and will be charged the standard Public Document Request copy fee. A deposit of $10.00 will be required upon request. Contractors can request a Bid Analysis once a project is awarded at a charge of $25.00. The fee must be paid upon request. Fees collected will be considered Program Income and will be used as such. Contractor Award Criteria Contractors will be awarded a maximum of two projects concurrently. Therefore, if a contractor has two active contracts, they will not be awarded any additional contracts. Contractors are encouraged to participate in the bidding process regardless of the number of projects awarded. The authority to approve an exception to the Two ‐Contract Policy will rest with the Department Director and the file will be documented justifying the reason for the exception. Reasons for an exception can be related to the next highest bid being significantly higher, contract status, the work capacity previously displayed and the level of accomplishment and satisfaction with prior contracts. If the lowest responsive and responsible bidder has not previously performed like services for the City of Miami Gardens, the City reserves the right to award only one contract during a trial period or until such time that Department staff can determine that the bidder will perform to the City’s complete satisfaction. Approval of exceptions to this policy rest with the Department Director and must be documented for the file. If the Department finds that a contractor fails to meet his/her obligations with the homeowner and/or the City, and does not remedy the situation as stipulated by the Department, the contractor will be removed from the Department’s list of approved contractors and not be allowed to participate in the City’s Housing Programs. Permits and Licenses All Contractors are required to have all applicable licenses and insurance coverage and/or exemptions. Upon receipt of a new contractor application, the Department will confirm licensing and worker’s compensation status with the Florida Department of Business and Professional Regulation. Contractors must also be certified by the U.S. Environmental Protection Agency (EPA) as a RRP Contractor. (See Section 8 for further information) The Department will not make any disbursements unless the proper permits are filed and the work being performed is approved. License from the Department of Business and Professional Regulation and/or from Miami ‐Dade County, depending on the particular trade, is required. It is the responsibility of the General Contractor to ensure that all sub ‐contractors are licensed and insured. The City will require all contractors to provide proof of General Liability coverage of not less than one million dollars ($1,000,000). Contractors will also be required to provide proof of Workers' Compensation Insurance and ensure that subcontractors have the required coverage.
Page 6 A pproved 07/28/2010 Reso2010 ‐1281309 All contractors awarded with a Replacement Home Program contract will be required to add the City of Miami Gardens as an additional insured on all insurance policies and will be required to purchase Builder’s Risk coverage. Contractor Performance Scorecard In order to ensure a high level of quality and workmanship, the Department has established a Performance Scorecard process that allows us to evaluate each contractor’s performance. The Performance Scorecard is completed once the final inspection is performed. The scorecard assigns a specific point value to each established criterion. The minimum score required to continue participation in the programs is 75 out of 100 points. The criterion primarily focuses on timeliness, quality of workmanship, homeowner satisfaction, acquisition of permits and local vendor participation. However, the Department reserves the right to amend the scorecard as deemed necessary. See Appendix for sample. A new contractor who is awarded their first project and does not score the minimum points will be removed from participating in the program. The contractor will be notified in writing and provided a copy of the Performance Scorecard. Copy of the correspondence and Scorecard will be submitted to the Procurement Department for their files. An existing contractor who has successfully completed projects with the City in the past and does not score the minimum points required on one particular project will be placed on a probationary status. While in probation, their participation will mirror that of a new contractor, including the same limitation on projects awarded. They will be notified of their new status and limitations and will receive a copy of the Scorecard. Copy will be provided to the Procurement Department for their files. All contractors will be given a reasonable time to appeal the Department’s decision. Appeals will be submitted to the Director for his assessment. The final determination will be provided in writing to the Contractor, the Procurement Manager and Community Development Staff. Remedy Contractors Although the Department makes every effort to assure that Contractors perform as per the Contract Terms, there are times where the Contractor either fails to perform as expected or does not complete the project; both considered a default of the Contract Terms. In most cases, the default is identified within the first 30 to 45 days after the project is awarded. In these cases, the Department would follow the necessary steps in working with the homeowner in cancelling the existing contract and terminating the Contractor from the project. Depending on the circumstances, this could include the Department removing the Contractor from the overall program. The Department would proceed to contact the next lowest bidder to complete the project and execute the necessary documents to do so. Unfortunately, there are cases where the initial contractor has performed partial or all the work but the work is not completed in accordance with the Specification of Work Report, the workmanship is poor, or the contractor has failed to pull permits and/or adhere to building code requirements. Again, the Department would proceed to contact the next lowest bidder to complete the project. In the case that the next lowest bidder cannot proceed from where the defaulted contractor stopped either because of: a) the lapse of time from when he initially submitted the bid, b) he
Page 7 A pproved 07/28/2010 Reso2010 ‐1281309 cannot honor his initial bid amount, c) he cannot commence work immediately or d) he no longer wants the project, the Department then reserves the right to select a Remedy Contractor. The Remedy Contractors will be appointed by the Department using the following criteria: a) they must have the capacity to begin work on the project immediately, b) they must have received passing scores on all of their Scorecard Evaluations, c) they must have completed 8 or more projects for Miami Gardens and d) they must accept to warrantee all the work for which they were not initially responsible. The Remedy Contractor will also be asked to accept the original bid amount when the work being performed is the same. Instances where the cost is more, the Department, at its discretion, will evaluate the cost and make the determination to either accept the proposed cost or proceed in another manner which could include re ‐bidding the project. The Department will review its Remedy Contractors on an annual basis. Sweat Equity The City of Miami Gardens will not finance any rehabilitation in cases where the applicant performs the work. The City will not reimburse homeowner for work completed prior to or during the time whereby the City sponsored project has commenced. Draw Requests Upon execution of a Contractor/Homeowner Agreement, the Department will provide the Contractor with a Payment Request Form and a Draw Form. The Department will be responsible for ensuring that payments are made in accordance with the Specification of Work Report, and all applicable Department and City procurement and contracting policies. To request a draw, both forms must be signed by the Contractor and Homeowner and presented to the Department of Community Development. Copy of applicable City of Miami Gardens Permit Cards must accompany the Draw Requests. The Permit Card must show an approval for the specific trade being drawn and with the percentage of completion being drawn. The Department will not make payment for more than 50% of a line item without an approved final inspection, Release of Lien and any applicable warranty. All Draw Requests must be approved by the Loan Program Manager and the Department Director. At no time are Draw Requests to be submitted directly to the Finance Department. The Finance Department will not process any Draw Requests that have not been reviewed and approved by the Director or his/her designee. Retainer The City will retain 10% of all Draws until final inspection and project completion. The retainer is released upon acceptable project completion and submission of the required documentation including releases of liens from all subcontractors who performed work on this project. Final Inspections Upon completion of a project, a final inspection must be requested by the contractor. The request must include a copy of the Final Draw Form and copy of all Permit cards with Final Approval from the Building Department Inspectors. The request for a final inspection will be made by the contractor directly with the Department’s Housing Inspector.
Page 8 A pproved 07/28/2010 Reso2010 ‐1281309 A final inspection will be performed and will determine whether the work performed was completed as per the Specification of Work Report. Any line item not completed as per the Specification of Work Report will not be acceptable and considered a finding. If the final inspection determines that there are findings, a second final inspection will be required and again must also be requested by the contractor. There will be a charge to the contractor of $200.00 for any inspection beyond the second final inspection. The charge will be deducted from the project retainer. Contractors will be fined $50.00 per calendar day, to be deducted from the total contract as liquidated damages, for each day the project remains incomplete beyond the date specified for completion. Contract Dispute If a problem should arise between the Homeowner and the contractor, it is the responsibility of those parties to resolve the issues. The Department may intercede in order to facilitate the progress of the project. If the Homeowner does not receive satisfaction from the contractor, the Department reserves the right to intervene on his/her behalf. The Department could withhold payment and/or retainer if deemed necessary. Likewise, the Department reserves the right to intervene on the contractor’s behalf if the Homeowner is refraining from approving a Draw request without just reason. The Department could proceed to pay the contractor for the work completed as required without the Homeowner’s approval if it can inspect and justify that the contractor is in fact due payment. In the event that a homeowner cancels a certain line item or activity from the proposed scope of work, the contractor could be allowed to draw up to 10% of the line item amount, provided they are able to demonstrate that they have incurred expenses for the line item in question. The file must be documented with all the specifics and findings for each case.